Medicare Part C is also known as Medicare Advantage. Medicare Part C plans may occasionally be referred to as Medicare HMOs or Medicare PPOs. Medicare Part C plans are administered by private insurers and health care organizations rather than the Federal Government. An individual may choose to enroll within a Medicare Part C plan in lieu of Medicare Part A and Part B. The Medicare Part C plan must provide inpatient and outpatient benefits equal to or greater than the combined benefits of Medicare Part A and Part B, including short-term nursing and rehabilitation. A premium is paid to the Part C plan rather than Part B. Deductibles and copays may apply. Some Part C plans allow enrollees to use any Medicare contracted provider while other Part C plans restrict provider choice to a limited panel.
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